We provide real estate appraisal services. With more than 30 years in the business, we have the experience and knowledge to provide quality appraisal services. Many people are not aware of what we do or how we do it. Educating potential clients and knowing when to refer them (if necessary) to someone who specializes in a particular aspect or property type is essential. We understand the markets we work in and feel that this is critical to our clients. If we don't service your area we'll be happy to provide you with a referral. In addition, as a member of a professional appraisal organization, the Appraisal Institute, we are able to keep up with ongoing changes in the industry and have access to the best quality of educational offerings. Finally, our goal is to provide quality appraisal services at reasonable rates.

Licenses / Credentials:

• Connecticut Certified Residential Appraiser

Colchester Home Appraisal: Helping You Achieve Your Objective

There is no reason to dread a home appraisal if you come forward fully prepared to achieve your goal. The objective is to sell your home to a buyer at a very good price or to secure a bank loan through a satisfactory appraisal result. A qualified Colchester Home Appraisal Service can help you achieve this objective.

A home appraisal is very important when you are going to sell your home, purchase a home or when you are going to use your house as security for a loan with the bank. A home appraiser will survey a home to assess the market value of the property and the price for which it will sell. The result of a detailed Colchester Home Appraisal Service will be the basis of how much money a bank will lend you.

If you are the seller, there are a number of things you can do to ensure that the results of your home appraisal will be positive. Before your appointment with the Colchester Home Appraisal Service service, take some extra time and effort to make sure that your home will sell fast and at a price that you will be happy with. Take time out, plan your actions, and invest in a little home improvement work and a lot of cleaning the house and garage, trimming the grass and hedges, and arranging the furniture to best show off the home. Paint the interior and exterior where needed. Even a small budget can support a few gallons of paint. In exchange, you will have your home appraised in its best possible condition.

Colchester Home Appraisal: Working with You and Your Lender

If you’re looking to buy a specific house the home appraiser is usually determined by the bank or other lending institution. The lender may have an appraiser that they work with on a regular basis or they may contract with an independent Colchester Home Appraisal Service. It’s possible that the lender will allow the seller to use an appraiser of their choosing, but only if particular appraiser is someone they are familiar with. But irrespective of which side of the transaction you belong, the lending institution must provide you with a copy of the appraisal report if you have any concerns. You only need to request the report in writing. You are well within your rights to dispute any appraisal you are not satisfied with.

A home appraiser is licensed by the state and unlike a real estate agent has no vested interest in the amount a home sells for so they will provide you with an unbiased and informed opinion as to the value of a home. The home appraiser is not usually affiliated with a lender but a lender will often have an appraiser in your area that they normally use. A professional Colchester Home Appraisal Service service will approach every appraisal with an objective attitude.

Colchester Home Appraisal: An Informed Assessment

Your Colchester Home Appraisal Service service will approach the evaluation of your property in two ways. It could do a sales comparison to assess the market value of your house compared to similar properties, making adjustments for differences attributed to renovations and improvements on your property. If your home is newly-constructed, it could also assess how much it cost you to build the home. Your house would not be inspected and evaluated on its structure and condition as would happen in a home inspection. It would only be surveyed and assessed in terms of its current value and selling price.

Your home appraiser has completed the required courses prior to certification, and has had years of experience in handing home appraisals. They may have already worked in the real estate industry for many years and may also be former real estate agents or brokers. They are up to date with current real estate news and market prices. The Colchester Home Appraisal Service will always be done quickly and efficiently and they will provide you with a detailed report that tells you how your home compares with other similar houses and if there is development in your area. They will also estimate how easy or difficult, how slow or how fast your home will sell. They will analyze the merits and faults of your property like foundations, private road and right of way, proximity to the community etc.

Colchester Home Appraisal: An Unbiased Opinion

In an open and competitive market like real estate, it helps to work with a reliable and well-reputed Colchester Home Appraisal Service service. They observe a proper code of ethics in all their business relationships. The home appraiser will have no personal or financial connection with anybody involved in the sale of a home they appraise. They have no vested interests like additional income, extra commission, or the promise of more deals by manipulating the results of an assessment. A reliable home appraiser reviews objective factors like structure, care dedicated and maintenance efforts to deliver a fair appraisal.

Whether you’ll be working on your own to sell your home or with the help of a real estate agent, or if you’re looking to purchase a specific property, a home appraisal will provide you with an entirely objective assessment. This is an essential yet easy process part of any real estate transaction if a lending institution is part of the process. A professional Colchester Home Appraisal Service service is the best way of making sure everyone involved gets a fair deal.

L.B. Brainard and Associates, Inc.  -  860-319-0015 Copyright 2011